“BEFORE WORKING WITH TODD AND FISCAL DESIGNS, I HAD NO IDEA THAT INVESTMENT PRODUCTS WERE AVAILABLE THAT ALLOWED ME TO INVEST WITHOUT THE FEAR OF LOSING MONEY. IT SOUNDED TOO GOOD TO BE TRUE, BUT I TRUSTED TODD, HIS TRANSPARENCY AND PERSONAL USE OF THE SOLUTIONS.”
Vince B. (client & former football player) @ Client appreciation “Day on the water” with his mom.

“I reached out to Todd just prior to retiring after 32 years with The City to discuss my 403b Plan and investment strategies. After carefully evaluating all available options, I chose to reposition my 403b into a Peaceful Portfolio™ IRA. Turned out to be a great decision since my investment account was protected from the recent market downturns and still has excellent growth and income potential and no advisor fees. It’s nice to be able to enjoy my retirement and not worry about my investments and the markets.”
Karen G. (happily retired client)

“As a graduate of the Naval Academy, I was a bit reluctant to reach out to Todd for investment advice and guidance since he’s a West Point grad, but l’m glad I did. Todd listened to my specific goals and ethical concerns around investing, introduced me to his Peaceful Portfolio™, and walked me through the entire process. I have repositioned my accounts to his Peaceful Portfolio™ solutions and now these funds are positioned for optimal growth, protection from loss, personal pension income, and no advisory fees. In today’s economic and job uncertainty, it has provided me peace of mind to have a detailed and future-focused plan.”
Alex (client & tech exec)

Testimonial “I met Todd on Linkedin and was not aware that an investment option like his Peaceful Portfolio™ existed. After significant due-diligence, I opted to reposition investment accounts to these solutions since I’m focused on growing my wealth, but prefer to not participate in losses or pay advisor fees. The Peaceful Portfolio™ protected-growth strategy is ideal.”
Chae (Client and CEO)

I was introduced to Todd by a family member and at the time, I was unsure how best to handle several former employer 401(k) accounts. I’m so relieved that I consolidated and repositioned them to a Peaceful Portfolio™ IRA. Especially during these volätile and uncertain times, it’s nice to know that my account can’t lose value and has excellent potential for growth without any advisor fees.”
Steven J. (client & tech exec)

I’ve known Todd since 1985 and I reached out to him to learn more about his financial services, investment, and insurance firm. After several meetings, Todd created an optimal design for our family investments and insurance policies. We absolutely love the Peaceful Portfolio™ for our investments since we’re risk averse, and it provides us with the ability to create personal pensions, participate in investment gains and not losses without advisor fees. I know, like, and trust Todd with all our important investment and insurance needs.”
Shane L. (long-time friend & sales executive)

“Jack and I were nearing retirement and we opted to go with Todd’s Peaceful Portfolio™ recommendations since we wanted to grow our “nest eggs” and didn’t want to risk losses if the markets didn’t cooperate. Turned out to be an excellent decision since the markets collapsed, and we didn’t lose any value in our accounts. We retired as planned!”
Nancy & Jack (long-time friends, clients and happily retired)

“I met Todd in 2012 at a Military Job Fair when I was looking for employment opportunities as a Navy veteran. At the time, I was unemployed and did not have investable funds nor any insurance needs. Despite not being a client, Todd kept in touch and several years later my mother passed away and left me a sizeable estate. Since the inheritance, i’ve exclusively had Todd manage all proceeds from the estate and l’m happily retired and the integration of his Peaceful Portfolio™ has ensured I always have plenty of guaranteed income, sufficient liquidity, investments that continue to grow protected from market downturns and never any advisory fees. I’m so thankful for Todd, his friendship and the financial security and peace of mind he’s afforded for me.”
Margaret M. (Navy vet & retired) Photo: Todd helped me negotiate buying a new car in CA